ANTITRUST CLASS ACTION

Prime Rate Price Fixing: Were you Overcharged by Your Bank?

OPEN FOR SUBMISSION

Scott+Scott has sued major U.S. banks in federal court for allegedly fixing prime rates at artificially high levels – a scheme that may have cost consumers millions in unfair interest payments – and is pursuing recovery for those consumers who overpaid. For years banks have set their prime rate at exactly the same price, making it impossible for consumers to shop around for a better deal.

$11B+ RECOVERED FOR CLIENTS
40+ YEARS ANTITRUST EXPERIENCE
NO FEE UNLESS WE WIN
FREE • CONFIDENTIAL • NO OBLIGATION

Who is Affected?

You may qualify if any of the following apply. If one or more describe you or your business, request a free case review.

YOUR ROLE

Military credit card holders.

JOIN THE LAWSUIT

A Scott+Scott attorney will contact you within one business day – confidential, no cost, no obligation – to discuss your options.

HOW IT WORKS

Three simple steps. Free to start, no obligation, and no fee unless we recover on your behalf.

STEP 01

Three simple steps. Free to start, no obligation, and no fee unless we recover on your behalf.

TAKES LESS THAN 2 MINUTES. NO OBLIGATION.

STEP 02

ATTORNEY CONTACTS YOU

A SCOTT+SCOTT ATTORNEY WILL REACH OUT WITHIN 1 BUSINESS DAY.

STEP 03

JOIN THE CASE

IF YOU QUALIFY, WE HANDLE EVERYTHING.

THE CASE AND WHY IT MATTERS

For years banks have set their prime rate at exactly the same price, making it impossible for consumers to shop around for a better deal. The goal: Hold banks accountable and get your money back.

WHAT’S HAPPENING

Did your bank work with its competitors to inflate your HELOC and credit card interest rates? Scott+Scott has sued major U.S. banks in federal court for allegedly fixing prime rates at artificially high levels – a scheme that may have cost consumers millions in unfair interest payments – and is pursuing recovery for those consumers who overpaid. For years banks have set their prime rate at exactly the same price, making it impossible for consumers to shop around for a better deal.

If you have made credit card payments or a home equity line of credit (HELOC) in recent years, you could be affected and eligible to take part in this class action.

The goal: Hold banks accountable and get your money back.

If you would like to discuss your legal rights with a Scott+Scott attorney, please fill out the form below.

Related Topics

THE BOTTOM LINE

If you have made credit card payments or a home equity line of credit (HELOC) in recent years, you could be affected and eligible to take part in this class action.

Past case results

Scott+Scott has a proven record of recovering significant sums for clients in antitrust matters.

$2.3 Billion In re: Foreign Exch. Benchmark Rates Antitrust Litig.
$590.5 M Dahl, et al. v. Bain Capital Partners, LLC, et al.
$83.5 M In re Cattle and Beef Antitrust Litig.
$504.5 M Alaska Elec. Pension Fund v. Bank of Am. Corp.
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RESPONSIBLE ATTORNEYS

MEET OUR LEAD COUNSEL

Patrick McGahan

Patrick McGahan

Partner Antitrust

Mr. McGahan collaborates closely with the Firm’s Antitrust and Competition Practice team to counsel corporate and institutional clients, evaluate potential claims, and develop comprehensive strategies to recover losses caused by anticompetitive conduct.

View Full Bio

FREQUENTLY ASKED QUESTIONS

Answers to the most common questions about this case

+How much does this cost me?

Nothing. Scott+Scott pursues this matter on a contingency-fee basis – you pay nothing unless we recover on your behalf.

+Do I need documents or invoices to join?

No — you do not need receipts or invoices to get started. Providing even basic documentation (a single invoice or purchase order) can help confirm your eligibility, but it is not required to submit your information for a free case review. A Scott+Scott attorney will discuss what documentation will be needed as the case develops.

+How long will the case take?

Federal antitrust class actions of this complexity typically take several years from filing to resolution. Scott+Scott will keep clients informed of significant case developments throughout the process. In the meantime, there is no ongoing obligation on your part.

+What information will Scott+Scott ask for?

To evaluate your potential claim, we will ask for basic information about your farming operation or agricultural business, the fertilizer products you purchased and from which companies, the approximate volume of your purchases since January 1, 2021, and your preferred contact information. All information is kept strictly confidential.

+Who else is part of the case?

If you have made credit card payments or a home equity line of credit (HELOC) in recent years, you could be affected and eligible to take part in this class action.

+Is my submission confidential?

Yes. All information you provide to Scott+Scott is strictly confidential and protected by the attorney-client relationship. It will be used solely to evaluate your potential participation in the case and will not be shared with third parties without your consent.

+What is this lawsuit about?

Scott+Scott has sued major U.S. banks in federal court for allegedly fixing prime rates at artificially high levels – a scheme that may have cost consumers millions in unfair interest payments – and is pursuing recovery for those consumers who overpaid. For years banks have set their prime rate at exactly the same price, making it impossible for consumers to shop around for a better deal.